Savings Estimator

Watch their money grow in real time.

Drag the sliders below. See exactly what your teen could build.

$1,195$623$50
$0

Your teen could have $1,195 by graduation.

$50
$10$500
$5/wk
$1$50
4 years
1 yr10 yrs

Based on 4.3% APY · No fees · Compounded weekly

How It Works

Built for the way teens actually think about money.

01

Zero fees. Zero minimums.

Open with as little as $10. No monthly charges, no hidden costs, no minimum balance required. Every dollar your teen deposits stays working for them.

$0/month · $0 minimum · $0 transfer fees
02

Parent dashboard. Teen freedom.

You see every transaction. They see their progress. The parent portal gives you full visibility — approve withdrawals, set spending alerts, and match their savings dollar for dollar.

Real-time alerts
Withdrawal approvals
Matched savings
03

Open in 3 minutes.

Parent email, teen age, savings goal. That's all. No branch visit. No paperwork. Instant account number, instant first deposit.

FDIC-insured
Bank-grade encryption
Instant setup
The Teen Experience

Their name.
Their numbers. Their dashboard.

When a teenager opens the Stash app and sees their name next to a real balance, something clicks. This isn't their parents' money. It's theirs — to grow, to goal-set, to watch compound.

  • Personal savings goals with progress bars
  • Milestone badges that reward consistency
  • Weekly compound interest notifications
  • Spending insights that make sense at 15
9:41

Hey, Jordan 👋

$847.32

↑ +$12.40 this week

Your Goals

🎮Gaming PC
$340

of $800

🚗Driver's Ed
$180

of $300

✈️Trip to Japan
$95

of $1200

Badges

💯First $100
🔥30-Day Streak
🎯Goal Setter
$500 Club
💰Interest Earned!

+$0.63 added to your balance

🔥30 DaySaving Streak
Parental Controls

You stay in control. They learn responsibility.

Stash is a co-owned account. You have final say on withdrawals. But the dashboard is your teen's — their goals, their balance, their wins.

Real-time

Spending Alerts

Get a push notification the moment your teen makes any transaction over an amount you set — even $1.

One-tap approve

Withdrawal Approvals

Your teen requests a withdrawal. You approve it (or not) from your phone. Teaches them that access to money requires a plan.

Configurable

Matched Savings

Match your teen's deposits — dollar for dollar, or any ratio you choose. Turn saving into a game they can't lose.

Weekly digest

Progress Reports

Weekly summary emails show you both the account balance and your teen's saving habits — how often they deposit, what goals they're chasing.

🏦FDIC Insured
🔐Bank-grade 256-bit encryption
🛡️No third-party data selling
Cancel anytime
47,000+Teen accounts opened·$312Average balance at 6 months·4.3%Annual percentage yield·89%Parents say teen checks balance weekly·47,000+Teen accounts opened·$312Average balance at 6 months·4.3%Annual percentage yield·89%Parents say teen checks balance weekly·
Parent Stories

The moment it clicks for them.

"My daughter checks her Stash balance more than she checks TikTok. I'm not even joking — she asked me to increase her weekly deposit."

Gabriela hit $500 in 6 months
Michelle Torres profile photo

Michelle Torres

Mom of Gabriela, 15

"We tried allowance apps. We tried spreadsheets. Stash is the first thing that made my son actually care about saving."

$340 toward gaming PC
David Kim profile photo

David Kim

Dad of Marcus, 14

"The withdrawal approval feature is genius. My teen has to tell me WHY she wants the money. That conversation alone is worth it."

Sandra Okonkwo profile photo

Sandra Okonkwo

Mom of Amara, 16

"I matched his first $100 deposit. He put in another $100 himself the next week. Compound interest clicked for him instantly."

Earned first badge in week 2
Brian Nakamura profile photo

Brian Nakamura

Dad of Kenji, 13

"The app doesn't talk down to teenagers. It treats them like they're capable of understanding money — because they are."

Arjun saving for college
Priya Mehta profile photo

Priya Mehta

Mom of Arjun, 17

Open Account

Give them the dashboard. Watch them surprise you.

3 minutes. No branch visit. No minimum deposit.

1
2

No credit card required · Takes 3 minutes

Not Ready Yet?

Get the Free Guide: Teaching Teens to Save

A practical PDF for parents — no account required.